Heather Ostrom – Page 14 – Steve + Heather Ostrom

578 Bridgeford Dr, Roseville 95678

Leave a Comment / Sold Homes / By Heather Ostrom

578 Bridgeford Drive, Roseville, 95678

Questions About this Property? Let us know 🙂
Listing Agent Steve Ostrom – 916-308-2446 – Homes@RosevilleAndRocklin.com

View 40+ Photos – 578 Bridgeford Drive

Adorable, single-story Roseville home in a home centrally located to local shopping, nearby city parks and trails, and outdoor activities and dining. When you arrive at the home, there’s a nice curb appeal to the home. And the area is full of life and activity. Inside the home, it feels fresh, open, bright, and inviting (PLUS you’ll love the newer flooring in the main living area).

Many parts of the home (interior and exterior) have been repainted in the past year.
The Master bedroom is a nice size with walk-in closet, with views of the backyard.
One of the seller’s favorite features is the bright and cheery nature of the home, as well as the open feeling Kitchen area with the views of the backyard when you’re preparing a meal.
More great features: plenty of garage space (and newer garage door hardware).
Backyard: two gated dog-runs (great for four-legged buddies).
Area features: park around corner, quick access for commuters, nearby shopping + dining, + nearby are some great city trails.
Nearby Schools: (buyer to verify school zoning): Buljan Middle School and Catheryn Gates Elementary

Some Updates to the Home (direct from owner):

Flooring Updated (this year)
Dishwasher (replaced last year)
Newer towelracks in bathrooms
Newer front door/garage door hardware
Fresh paint on: front door/front shutters/garage door trim/front gutters
Replaced screen (back screen door)

About Roseville, California

You’re close to some of the best shopping in the area. Galleria Mall AND The Fountains (outdoor shopping) – with many high-end boutiques nearby and outdoor dining.

Parks (including a large Water park – Sunsplash), and great local dining … there’s something for everyone here. Roseville is known for its parks and the great offerings for outdoor and indoor activities. Visit the City of Roseville website and prepared to be amazed!

Approximation: 1.5 hours from Tahoe, 1:15 min from Napa, 1.5-2 hrs from San Fran

: Galleria Mall – Roseville, CA

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Map of Location

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Virtual Views of the Home

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Property Questions or Showings? 916-308-2446 – Homes@RosevilleAndRocklin.com – REALTORs Steve + Heather Ostrom

See more informative posts at: www.RosevilleAndRocklin.com – Roseville and Rocklin Real Estate + Lifestyle

Author: Heather Ostrom, Real Estate Marketing – REALTOR

Steve Ostrom, Primary Listing Agent + REALTOR – 916-308-2446 – Homes@RosevilleAndRocklin.com – Coldwell Banker – Roseville, CA – CALBRE# 01344154 + 01899313 2200 Douglas Blvd B-200, Roseville, CA 95661

Learn more about listing your home with us!

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8561 Twin Trails Dr, Antelope, 95843

Leave a Comment / Sold Homes / By Heather Ostrom

8561 Twin Trails Dr, Antelope, 95843

Listing by Nichole Moody
Co-Listing Agent: Steve Ostrom | Photos + Marketing: Heather Ostrom

Gorgeous updated home with neutral colors and decor. This home is fresh feeling and is turn-key ready for you to move-in … the curb appeal, interior, and backyard of this home make it a winner.

Backyard features a salt water and solar-heated pool with a lovely rock waterfall. A fantastic addition to the pool, a removable safety pool fence. You will love the backyard storage set up. This is as close to as “good as it gets” as far as storage backyard options. Side yard features a row of sheds with varying shelving options for pool and yard storage and towards the back left of the yard, is another shed. All of these are in matching color schemes to blend seamlessly to the home’s decor and paint. Don’t forget to check out the cute water fountain. Backyard is accessible from both sides of the home.

Front Yard: Great Curb Appeal, Cute-Entry Way, Backyard Access from both sides of the home
Backyard: Ample storage units, water fountain in side-yard
Backyard: Salt Water and Solar-Heated Pool with Rock Water Fall (as well-as removable safety fence)
Inside the home, you’ll love the updated “eat in” kitchen with granite slab counters, stone/glass backsplash, farmer-style sink, trash compactor, stainless steel double-oven, as well as a microwave.
Kitchen: Convection microwave; built-in, custom pantry cabinets in the nook
Laundry: Inside laundry with built in cabinets and washer and dryer included
Newer: Roof, Gutters, Paint AC and Heat Unit, Pool equipment
Master Bedroom has french doors to the backyard patio with views of the pool.
Master Bedroom + Bath: vaulted ceilings, attractive tile work in Master shower, double-sink vanity, separate lavatory, and nice size Master Closet.
Throughout most of the home: plantation shutters and attractive oil-rubbed bronze (or similar) ceiling fans.
Family room there are surround sound speakers, as well as a gas granite fireplace (granite matches Kitchen slab counters – continuity in material use).
Third bedroom, as reflected on tax records, was opened up, but we believe this is an easy modification to return it to that third bedroom. Currently and technically, a two-bedroom, but three bedroom seekers, please see photos and home in-person for yourself. See for yourself in the photos and in person.

This home was previously set up to function as a daycare, so you’ll notice a lot of great organizational features and the water fountain in the side yard.

Nearby:
Antelope Parks and Aquatic Center
Great Walking Trails and Parks – Including the Morgan Creek Trail
Commuters you’re within minutes of Baseline Rd

View Photos

View 80+ Photos of 8561 Twin Trails Dr, Antelope, CA 95843

Photos are now disabled of this home – for new owner privacy

Map

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Property Questions or Showings? 916-308-2446 – Homes@RosevilleAndRocklin.com – REALTORs Steve + Heather Ostrom

See more informative posts at: www.RosevilleAndRocklin.com – Roseville and Rocklin Real Estate + Lifestyle

Author: Heather Ostrom, Real Estate Marketing – REALTOR

Learn more about listing your home with us!

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657 Farridge Dr, Roseville 95678

Leave a Comment / Sold Homes / By Heather Ostrom

657 Farridge Drive, Roseville, 95678

Coldwell Banker Sun Ridge Listing Agents:
Broker Associate Desiree Pointer • 916-295-9380 • Desiree@RosevilleAndRocklin.com
Co-List Agent Steve Ostrom • RosevilleAndRocklin@gmail.com / Photos by Heather Ostrom

SOLD – Great job Desiree Pointer!

80+ Photos – 657 Farridge Drive

Photos Link Disabled for New Owners’ Privacy

Come see this attractive, turn-key home with pool. Home has a 1st floor bedroom with adjacent full bath. Downstairs, is a lovely living and dining area – it’s open, has beautiful flooring, a fireplace, and fresh / neutral color schemes. Backyard has a pool, water feature, and storage shed. Perfect amount of outdoor space, with not a ton of upkeep. Upstairs, you’ll find a spacious bonus area, with a separate work zone. Master is a wonderful size, and Master closet is in room, not bath area. Quick access to Hwy 65, and great shopping and dining.

Indoor Features

Four Bedroom / Three Full Bath
First Floor: Full Bedroom and Full Bath
First Floor: Kitchen with Island and Sink (Bar Area Seating)
First Floor: Dining / Kitchen area with additional desk zone (nice extra work space)
First Floor: Fireplace
First Floor Remodel: Living Area Opened Up to Dining – Creates a more open feel
Second Floor: Bonus Area – Spacious
Second Floor: Open Area Work Zone adjacent to Master
Second Floor: Master Bath AND Full Hallway Bath
Second Floor: Master and Two Full Bedrooms
Second Floor: Master Closet is in Master Bedroom, Not Bath

Outdoor Features

Pool with Water Feature Fountain
Shed Side Yard
Nice Side Yard for Additional Storage or Garden Space
Corner Lot Home

Virtual Tours of the Exterior and Interior

Views of the Front and Backyard

Virtual Tours Link Disabled for New Owner Privacy

More Great Items about Roseville, California

You’re close to some of the best shopping in the area. Galleria Mall AND The Fountains (outdoor shopping) – with many high-end boutiques nearby and outdoor dining.

Approximation: 1.5 hours from Tahoe, 1:15 min from Napa, 1.5-2 hrs from San Fran

: Galleria Mall – Roseville, CA

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[property_details details="1"]

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Map of Home Location

(*not current*)

Coldwell Banker Sun Ridge
Broker Associate Desiree Pointer • 916-295-9380 • Desiree@RosevilleAndRocklin.com
Co-List Agent Steve Ostrom • RosevilleAndRocklin@gmail.com 916-308-2446

Learn more about our Team and listing your home with us!
4011 Woodcreek Oaks #110, Roseville, CA 95661

The Different Flavors of Mortgage Insurance

Leave a Comment / First-Time Home Buyers, Lenders, Real Estate Education, Videos / By Heather Ostrom

What is mortgage insurance and what are your options?

Definition from Wikipedia: Mortgage Insurance (also known as mortgage guarantee and home-loan insurance) is an insurance policy which compensates lenders or investors for losses due to the default of a mortgage loan. Mortgage insurance can be either public or private depending upon the insurer. The policy is also known as a mortgage indemnity guarantee (MIG)

With the info overload in new real estate and numbers that are presented to buyers, it’s no wonder why there’s confusion regarding mortgage insurance. There are many misconceptions about mortgage insurance, so we asked Ryan Nordby of Princeton Capital – Roseville, CA – to go into a deeper discussion about the three flavors of mortgage insurance. In some cases if your credit score is high enough, the “one-time” buyout might be a better solution instead of putting 20% down on your next home.

Here is the example that Ryan uses:
For a $400,000 Purchase 10% down is $40,000.
The MI buyout for a client with 760 credit is 1.27 Points.
($360,000 Loan * .0127 = $4,572) vs. $40,000 more down.

Currently, since FHA financing has changed so much, we are seeing much more conventional loans. In the past, it seemed like anything with less than 10% down was FHA. Once FHA changed their mortgage insurance to being attached to the loan for the life of the loan, we are now seeing primarily conventional loan offers on our listings. Many of them are with as little as 5% down. It is important to go over all scenarios with your lender to know what is the right fit for your current situation, and also for planning down the road and your economic success.

To speak to Ryan directly, and get a specialized quote specific to you, give Ryan a call or send him an email.

Ryan Nordby, Senior Loan Consultant – www.RyanNordby.com

Cell: (916) 600-6480 – RyanNordby@princetoncap.com
NMLS# 260857 – CalBRE# 01405357

Property Questions or Showings? 916-308-2446 – Homes@RosevilleAndRocklin.com – REALTORs Steve + Heather Ostrom

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See more informative posts at: www.RosevilleAndRocklin.com – Roseville and Rocklin Real Estate + Lifestyle

Author: Heather Ostrom, Real Estate Marketing – REALTOR

Learn more about listing your home with us!

Buying a Home after a Short Sale or Foreclosure

3 Comments / Lenders, Real Estate Education, Seller Information, Videos / By Heather Ostrom

So maybe you had a short sale a few years back … or perhaps experienced a foreclosure, but time has passed and you’re ready to be a home owner again (or not). Nothing wrong with being a home owner or renter, it’s whatever you’re comfortable with, but we are seeing a surge of requests from folks that are ready to buy again, who have experienced a home loss or sold their home by short sale in the past. So we want to help you know what your options are … there are many folks in your position.

The Question: “So When Can I Buy Again, After my Short Sale or Foreclosure?”

We sat down with Dara Delgado, Senior Loan Officer and she provided some invaluable insight to buying after a short sale or foreclosure. Steve and Dara discuss what you should be looking out for, how to prepare yourself, and what the timelines are right now for when you can buy after a short sale or foreclosure. We also touch on checking your credit report to verify items have cleared.

To talk to Dara Delgado about your specific situation, whether about buying after a short sale or foreclosure, and/or to simply buy your next home or refinance … or to simply ask questions, post below or give her a call at (916) 224-3327 – www.DarasLoans.com (Pronounced DaaaRRR-ruh – so don’t panic on the pronouncing of her name, we have your back, we’re cool like that …)

Watch Dara’s Video on “Upside Down, Buy Moving Up”

** Before making any big decision regarding purchasing, executing a short sale, or allowing your home to foreclosure – always make sure to consult your tax person and/or attorney and research what is the best option for your specific situation. **

Dara Delgado, Sr. Loan Officer
NMLS# 249825
Direct: 916-224-3327
Fax: 866-488-8512 dara@darasloans.com
Visit Dara’s Website

Dara Delgado Senior Loan Officer Sacramento

Property Questions or Showings? 916-308-2446 – Homes@RosevilleAndRocklin.com – REALTORs Steve + Heather Ostrom

See more informative posts at: www.RosevilleAndRocklin.com – Roseville and Rocklin Real Estate + Lifestyle

Author: Heather Ostrom, Real Estate Marketing – REALTOR

Learn more about listing your home with us!

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Need to Sell before Buying? Understanding a Contingent Purchase

1 Comment / Real Estate Education, Seller Information, Videos / By Heather Ostrom

So you’ve been tossing around the idea of buying a bigger home … maybe you have outgrown your home, and now you have a bit of equity in the home … or perhaps now that you have some equity in the home, you want to downsize in preparation for the future. Or you’re ready to shift from a two-story to a single-story home … Whatever the reason, we’re seeing many “contingent sale” purchases amongst our buyers. This is not to be confused with “dual agency,” as this is two separate transactions … read up more on dual agency here

To explain better, you’re a current home owner that wants to buy another home, BUT in order to buy that other home, you must first sell your current home. Below in our video, we review the Contingency of Purchase form … because this form covers so much, we’re breaking this into a two-part series. We hope you enjoy and please feel free to ask us any questions.

If you’re needing help and entertaining this idea of buying and selling your home. We’ll be happy to help you with a detailed plan specific to you and your home, and situation. Give us a call at 916-308-2446 or shoot us an email (pew, pew) Homes@RosevilleAndRocklin.com

More Helpful Tips:

If you’re looking to research Utility or City information for Roseville or Rocklin, or the greater Placer County area – definitely check out our “good info” tab above.

Property Questions or Showings? 916-308-2446 – Homes@RosevilleAndRocklin.com – REALTORs Steve + Heather Ostrom

See more informative posts at: www.RosevilleAndRocklin.com – Roseville and Rocklin Real Estate + Lifestyle

Author: Heather Ostrom, Real Estate Marketing – REALTOR

Learn more about listing your home with us!

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6169 Great Basin Dr, Roseville, CA 95678

Leave a Comment / Sold Homes / By Heather Ostrom

6169 Great Basin Dr, Roseville CA 95678

Steve Ostrom – Coldwell Banker Sun Ridge – 916-308-2446 – RosevilleAndRocklin@gmail.com

SOLD – 12/3/13

Attractive 3-car garage, single-story and “solar electric” home on a corner lot. The minute you walk inside the home, you have views of the lush and colorful backyard. Soft music fills the courtyard from your surround sound speakers, creating the perfect entertaining environment for your guests. A spa provides a relaxing escape, while the canopy provides privacy and protection from the sun. Inside, the kitchen has a surplus of counter space for food prep, including an island with a wine storage rack. Also in the kitchen: Corian® counters, a five-burner stove, pantry, and a nice size bar area for seating (perfect for a conversational environment, while you prepare a meal). The Master is separate from the other bedrooms, and has a backyard view. An office / den, is a nice extra option to keep the work out of the bedroom, or could function as a play area. Around the corner is a lovely neighborhood park, and nearby is an indoor pool, and great local shopping and dining.

.   Solar Electric Home • Pre-Wired for Security System • Wood Shutters and Blinds
.   High-End Maple Cabinetry • Corian® counters • Ceramic tile in Hallways
.   Courtyard with Surround Sound Speakers • Spa with Cover • Garden in Side Yard
.    Spacious Master with Walk-in Closet with Additional Shelving
.    Master Bath – Separate Cast Iron Tub and Shower Stall; Double-Sink Vanity
.    Office space could be converted into 4th Bedroom (corner area could be closet space)
.   Near the Neighborhood: fabulous Park around corner, Indoor and Year-round “City of Roseville” Pool (Mike Shellito), Costco, Sam’s Club, and Target Greatland and great dining and shopping

Learning More About Roseville, CA

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Property Questions or Showings? 916-308-2446 – Homes@RosevilleAndRocklin.com – REALTORs Steve + Heather Ostrom

See more informative posts at: www.RosevilleAndRocklin.com – Roseville and Rocklin Real Estate + Lifestyle

Author: Heather Ostrom, Real Estate Marketing – REALTOR

Learn more about listing your home with us!

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212 Halley Glen Dr, Roseville 95678

Leave a Comment / Sold Homes / By Heather Ostrom

212 Halley Glen Dr, Roseville 95678

Steve Ostrom – Coldwell Banker Sun Ridge – 916-308-2446 – Homes@RosevilleAndRocklin.com

SOLD

Lovely one-story near many great local parks, and central to all that Roseville has to offer, and near Vencil Brown elementary and Buljan middle school (RCSD – Roseville City School District)

Inside the home, a closed-off office that could easily function as a 4th room. Soft color schemes warm up the space, as well as a cozy fireplace. Home was recently repainted on the interior, home was professionally cleaned, as well as the carpets. Kitchen has many newer stainless steel appliances (2013). In the backyard, an attractive pergola with sun shades, provide sun protection and privacy. Side yard has a gated dog run – always a nice option if you’re entertaining in the backyard to have fido in the side yard for a bit. Garage will be appreciated with its great storage cabinetry set-up.

If you have any questions – we’re happy to address them all – email and phone above and below.

Learn More About Roseville, CA

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Property Questions or Showings? 916-308-2446 – Homes@RosevilleAndRocklin.com – REALTORs Steve + Heather Ostrom

See more informative posts at: www.RosevilleAndRocklin.com – Roseville and Rocklin Real Estate + Lifestyle

Author: Heather Ostrom, Real Estate Marketing – REALTOR

Learn more about listing your home with us!

Equal Housing Opportunity

7628 North Ridge Dr, Citrus Heights 95610

Leave a Comment / Sold Homes / By Heather Ostrom

7628 North Ridge Drive, Citrus Heights 95610

SOLD – Great job Steve Ostrom!

If you have any questions regarding this lovely Citrus Heights home – please call – we’re happy to answer any questions – call / text / email. 916-308-2446 / RosevilleAndRocklin@gmail.com – please reference address and your name

Adorable and stylish, single-story home on a larger lot. Fresh and updated Kitchen is spacious and sleek. A space that you will be proud to show off, when entertaining or preparing a meal … Cool color schemes in family and living room. A double-sided fireplace is an attractive design fixture, tying in all primary living areas. A lovely center piece.

Home has a nice social layout. Spacious garage with plenty of storage and rafter room for boxes.

If you have more than one or two vehicles, you will love having a the long driveway. Plus the large front yard, has a nice curb appeal.

The wide side yard, can easily be made into a closed off, dog-run.

Cute bedrooms in fresh color schemes, complete this cozy and good feeling home. This home has been loved over the years, and we’re hoping you’ll love it too. Come make your memories here.

Nearby: numerous shopping and dining options

Please Come to the Open House for Viewing this Lovely Home • Thank you for NOT disturbing the tenants

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[property_details details="1"]

Coldwell Banker Sun Ridge Roseville - Steve Ostrom

This home is listed by the RosevilleAndRocklin.com Real Estate Team
at Coldwell Banker Sun Ridge
Steve Ostrom – Coldwell Banker Sun Ridge REALTOR ® 916-308-2446 • BRE 01344154 • 4011 Woodcreek Oaks #110, Roseville 95747

Learn more about our Team and listing your home with us!

Dual Agency + Contingent Sale: Knowing the Difference

4 Comments / Real Estate Education, Seller Information, Videos / By Heather Ostrom

What we’re familiar with in our industry, and what our clients are familiar with, are often two separate items … and there’s a lot of confusion with knowing the difference between a “contingent sale” and “dual agency.” We have had more contingent sales this year (and still to this day), more than we have had in our entire career. And apologies for my horrible imitation of Flavor Flav. My first video take was SO good and funny, but sadly, content won over best imitation. But back to topic …

So what cued this topic – this conversation:

Phone call: “Hi Heather, I have this friend that wants to sell their home, and buy a bigger one, but I know it’s probably not okay for you to work on a contingent sale.” Me: “Wait, what? Why do you say that …” After a few more questions, I asked … “Do you mean ‘dual agency?'” Friend: “Oh yeah, that’s it … dual agency. Sorry about that …” 🙂

After the third time of having one of our friends being confused on what the two are, I thought it was a blog post that was in order to be “vlogged.” (video blogged).

So here we are … if you’re considering moving up to a bigger home, you have equity in your home and you want to test the waters … give us a call. You might be surprised what your options are … there’s no doubt to be stress with timing of sales. Anyone that says otherwise, is blowing smoke in your face. BUT having stated, that you really do want to work with the same person for your listing, and purchase of your home. The less “cooks” in the kitchen, the less opportunity for confusion. All of course, within reason, and what works best for your interests. It’s all about good communication, trust, and coordination between all parties. The more we work like a team, the better chance for a smooth transition from one home to the next.

Watch the video and see our tips for what the difference is in contingent sales, and also the tricks to improving your “contingent” purchase experience!

Property Questions or Showings? 916-308-2446 – Homes@RosevilleAndRocklin.com – REALTORs Steve + Heather Ostrom

See more informative posts at: www.RosevilleAndRocklin.com – Roseville and Rocklin Real Estate + Lifestyle

Author: Heather Ostrom, Real Estate Marketing – REALTOR

Learn more about listing your home with us!

Equal Housing Opportunity