
Where did the appraisal go?
Scroll down to watch the video or click here You’re a buyer and your offer just got accepted – congratulations! You are being the best buyer ever and you have all your remaining requested information over to your loan person, and now you’re informed you have the option for an appraisal waiver … what’s that all about? REALTOR Steve Ostrom with Coldwell Banker Realty in Roseville, CA sits down with the mortgage broker, Dara Delgado with Dara’s Loans to review why some files might see the option of an appraisal waiver and what could possibly be some of the variables that create this scenario. We also touch on why you may NOT want an appraisal waiver as a buyer. Each buyer scenario is unique with inherent risks any party is willing to take on or forego the option of an appraisal waiver. There may be strategic maneuvers when a buyer may choose to state that they may have an appraisal waiver to increase the appeal of their offer, but as always, you should always review in detail, the pros and cons of your unique situation to understand all risks and possible benefits. We do encourage you discuss these items with

View Past Property Tax Bills in Placer County
View a Property’s Past Tax bill We’re often asked about past property taxes for a home they’re interested in buying and seeing the breakdown of those taxes (including questions about Mello-Roos) We can help you find the info and answers to your questions! As a reminder, you should ALWAYS contact the Placer County Tax Collector’s Office 530-889-4120 or the Placer County Assessor’s Office at 530-889-4300. Or call them for any detailed tax related questions about the property. All parties on this post are to verify all information found here. Agents cannot verify tax amounts with any property due to liability reasons. **For Placer County ONLY** How to VIEW a Past Property’s Tax Bill First, head to the Placer Assessor’s Office website – click here The link above will take you to the Placer County Assessor’s Official Website Page for Property Details Research (you should see an image similar to below) Once you agree to the “terms of the Placer County Assessor’s website” (check box) it will take you to the image below. Warning: if you have pop-up menus disabled on your web browser, you may have to enable them temporarily This pop-up window will include a drop-down menu option (see screengrab

One Smart Solution to be a Non-Contingent Buyer
Steve Ostrom and Dara Delgado one smart way for buyers to submit a non-contingent offer.

Top Things to be Aware of as a Contingent Buyer
What to be aware of as a contingent buyer Understanding the upfront fees – the appraisal fee will be an upfront fee. The inspections (depends on the area) are often steered by the buyer side with a few exceptions in Northern California for country properties where you sometimes see septic and water tests on the seller. A delay on coordinating any inspections once you’re in escrow (while being mindful of when your inspection period starts and your contingency of purchase form are critical here). If you do not need to start inspections because of the way the COP form (see above) is marked – be mindful of this … Do not wait to order your appraisal or hold off inspections – your delay as a buyer can be self-sabotage and risk a seller issuing a “notice to perform” if you do not hold to your contractual obligation. There will only be so much your lender or agent can do to protect you, if an appraisal review runs late or an inspector can’t accommodate a last minute request, you might be fine and be granted an extension to your contingency period, or you might get a notice to perform and potentially

Seller Strategies: The Importance of Showing Instructions
Seller Strategies:the Importance of Showing Instructions This post was original created back in 2017, but has been revised in 2026. Those first two weeks your property is active on the real estate market / MLS – are important. It’s when the property is fresh to the market with more buzz and the largest pool of buyer eyes will be drawn to the property. You don’t always have the biggest window to capture the hearts of buyer’s to decide if this is the house to call “home.”In today’s “seller strategy” session, we’re discussing positive ways to improve your pool of potential buyers – by ways of how your “home showing instruction”s are set-up on the MLS (Metrolist / Prospector – main hub for all real estate input in our area – Placer and Sacramento County). There are other ways of course, but this is what we’re tackling in this post.If you don’t understand the pros and cons of home showing instructions when you’re active and on the market and getting ready to entertain buyer showings, be sure to ask your listing agent, or give us a call if you’re looking to interview a listing agent. Steve O and I, are both full time
Smart Home in an Ostrom Home
https://youtu.be/bp-sMmH1mIs?si=i0TVFxGklshngEiQThis post needs to be updated * – thank you for your patience! 1/2026 Maybe you’re new to all the “smart-home” technology. Perhaps it scares or overwhelms you? Welcome to the club, the Ostroms are right there with you … We’re in California, and sometimes we see a few things sooner in seller homes than the rest of the country, but there’s a good chance your clients know more about smart-home technology, so let’s get you on a quick start on the Smart-Home highway. Smart-home items are showing up in homes for sale. There’s a lot of information out there, so we’re going to do our best to lay down in a blog post (or two) … also if you’re about to sell your home, start thinking of your “smart-home” exit plan. Fixtures or items attached to the hhome are assumed to state and there’s been changes in recent years about smart-home devices being included in the sale. Pro-tip: before beginning in the adventure of “smart-home” makeoversand putting a ton of time and money into a system, be sure your internet is fast enough to handle the load and talk to friends so you can learn from their experiences. We
REALTORs Steve Ostrom + Heather Ostrom • (916) 308-2446 • Homes@RosevilleAndRocklin.com • Coldwell Banker Realty • 2200 Douglas Blvd Building B, Suite 200, Roseville, CA 95661 • CALBRE# 01344154 • 01899313